What are The Main property documents check before buying property in Real Estate Business

What are The Main property documents check before buying property in Real Estate Business

There are many things to do when you decide to buy a home or Property. You should check all related documents that avoids any illegal issues against your buying property.before purchasing any asset or land ,collect the all records and check them in registration office or MRO office and in MEE SEVA . The checklist pays to keep and indicates what works. This will help you to follow the process of buying the home regularly.

So you have found the dream of your dreams and now you're deciding whether or not you have the right investment. One of the criteria for your analysis is the status of property documents and they are in compliance with local authority requirements.

Here you will find a list of top things you need to check to make sure that the property you purchase is legally transparent.


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Check the Title Papers(Documents) against Your Buying Property or Land

An asset has a clear title without any dispute. If you buy a new property, the title of the Earth should be with the builder. If you purchase resale, study the estate papers or visit the estate lawyer to verify the documents faithfully.



Encumbrance certificate

An asset certificate indicates that it is legally free from an authorized mortgage or loan. It also lists the property's previous owner name. This is a very important document to buy a re seller property to find out if the previous owner's property is mortgaged and all the debts are paid.

Apply for bank approval

If you have your home bank funding, your job is already completed. Before accepting your loan, banks will assess assets. For an apartment project, many banks offer offers in the places where the property is legally confirmed and indicates that there are all approvals in place. But check the clauses before signing the loan agreement with the bank.

Compare the approved plan with the current site

If you are shopping in an apartment project, make sure you see a copy of the approved builder map approved by local authority. You can give a good idea about the area and the building wave.

Check property tax Slips

If you buy re seller property, ask the previous owner for property tax slips. You can understand these two things - the colony or area you buy is regular or illegal and the property is properly registered and the municipal authority does not have the best loans.

The project contains a registered company

Each apartment project must have a registered partnership with Resident Welfare Association. This is a legitimate process and gives you an idea of ​​the legitimacy of the project and the property you buy.

There are many things you should do before buying property. You can spend your savings amount or get a loan from banks. Hence, it is important to take these things seriously and make decisions easier.


1. Sale Deed:
The central draft document, which represents the seller's sale from the seller's asset to the seller and the transfer of ownership. A document must be registered for sale. The sales contract should be implemented before the sale of the sale document and must follow several terms and conditions as agreed between the buyer and the seller. Before executing the sale document, the buyer must confirm that the property has a clear asset. He / she must ensure that any asset is subject to the charges.

A seller must resolve all legal payments, such as property taxes, water charges, social charges, electricity charges, maintenance charges etc. (Subject to the contract) before the sale of the sales document.

2. Mother Deed:
The mother's work, also known as the principal, is an important legal document from the beginning of the property origin / past ownership (if the property has multiple owners). This is a document that helps in further sales of the property, and thus puts a new asset. When the original document is not present, the certificates must be obtained from registration officers. Amate may be through the transfer, sale, division, gift or inheritance owned by the property. This is very important, the last version of the Scripture is a continuous and uninterrupted reference to the last version. In the case of missing sequences, you should contact notices, revenue records or records (Introduction) records in other documents. The stream must be updated to the current owner.

3. Approval Plan for Building:
A Building Plan BDA (Bangalore Development Authority) or BBMP (Bruhat Bangalore Mahanagara Palike) or BMRDA (Metropolitan Region Development Authority Bangalore) or BIAPPA building is illegal under the Municipal Corporations Act which is sanctioned without permission (KMC). The owner of a building must obtain an approved approval from a Legal Commissioner or an Officer authorized by the Commissioner. However, officials approved approval for the approval of buildings based on Zonal Classification, Road Width, Soil Area Ratio (FAR) and Plot Depths. The employer must submit a set of documents to obtain a construction approval plan. Documents include: Title, Asset Evaluation Extract, PID Number of Property, (Research Department and Settlement Lands Registration) City Survey Shape, Tax Paid Receipt Date, Plan Granted (if any), Drawings Ownership. Certificate of land use issued by 2 copies of demand projects, foundation certificates (if any) and competent authority (e.g., commissioner). It is necessary to appoint a registered architect to create a plan in accordance with the laws applicable to the building owner. If all requirements are met by the newly discovered BBMP-Automated Building Approval Plan, the building approval plan can be obtained on business days 4-5.

4. Commencement Certificate (For under construction property)::
A legal document issued by local authorities (BDA / BBMP & similar) on the inspection of the launch certificate site. This document reveals that the project builder will initially assist with the donor's standards in a construction and help. Failure to acquire certificates of startups is also illegal in construction, attracting penalties and removal notice.

5. Certificate of Conversion (for non agricultural land):
The vast land of agricultural land in Karnataka is required to get a certificate of exchange from the legal entity of the property. A certificate of exchange has been issued to change agricultural lands for non-agricultural purposes through competent tax authority. In addition, the Department of Urban and Land Planning an NOC to change the land for residential purposes. There are some specific documents submitted by the employer to get the certificate of exchange. Certificates of exchange of conversion;
Copies Certificate and Mutation Records (MR) by R.T.C. Extras, village map, terrestrial draft 3 copies, land court certified copy, zonal certificate, title deeds, village accountant.

6. Khata Certificate and Kata Extract:
The term is derived from the term "account". This is the account of the person with the property. It usually consists of (a) QATA certified and (b) kata extract. A new property is required to register and a Khatta certificate for transferring a property. The Kata Extract Evaluation Log is not more than getting the property details. This is necessary when buying property and buying commercial license. Kata is widely known as A kata and B khata (recipe records extract). The "A" Qatas listed properties in the BBMP jurisdiction for legitimate property structure and property structures that violate the "B" account of the local jurisdiction. A khaiti property should be avoided without purchasing because it is considered an illegal building. However, B Kata can be converted into AA under certain schemes, which will be penalized by the Government.



9. Attorney Power (POA):
An AOP is a legal process used to assign the property owner to another person on your behalf. A special jurisdiction (SPA) or a general attorney (GPA) may be transferred to other people's property.

10. Recent Payment Receipt:
Asset Tax Bills Receipts make asset taxes payable to the government / municipality. Asset taxes for the assets in the jurisdiction of BBMP so far have to be paid so that the buyer can get the quota released on his behalf. This is therefore important to contact the government / municipal authorities to ensure that the buyer is paying all the fees by the seller. The buyer must ask the seller for the latest receipts and paid accounts of the original receipt and confirm the details of the employer's name, tax payer name and receipt payment date. If the owner does not have a receipt, the buyer may contact the municipal agency with the number of asset survey to confirm the ownership of the property. However, the buyer must make sure that the bill of water, electricity bill, etc. will be paid for time.

11. Completed Certificate (for structured property):
The certificate is issued by the municipal authorities that the building will be constructed according to its rules, height from distance and approval. This document is important when the property is purchased. And looking for home loan.

12. Certificate of Inquiry (for structured property):
When the builder requests this certificate, the authorities will ensure that the high standards set out in the construction are not all standardized standards. This certificate is obtained after completion of the construction. This is especially important when buying property and buying a home loan, which is important for the Builder to take people into assets and allow transfer of the katta. In general, it confirms that the project is ready for oxy patiency.

7. Encumbrance Certificate (EC):
Bonding means property or loans on property depending on real estate loan. EC holds all registered transactions on asset during the requested period. Generally speaking, the purchase document for a certain period of time to disclose the sale / sale of the property, the transaction of any transaction or mortgage. To obtain a CE you need to send a copy of the sale document. An EC Candidate must fill out Form 22, in accordance with a non-judicial stamp and submit it to the office of the Registrar Sub-Registrar. Complete residential address, property survey number, property position, search period, property description, actions and limitations should be specified in the form. A nominal fee is charged per year. Time to take an EC is between 3-7 business days or more depending on the time you want.

8. Development Collective Receipt:
Improvement rates / development costs to pay for BBMP are also called development expenses before Qatar is issued. Currently, developers have the right to pay fixed amount as an improvement fee for the municipality. At the time of purchase, the same receipt is required.

While buying a property is very important to see all the above documents, you need to enforce a competent lawyer to verify the documents you have specified. Special advice should be asked about your specific circumstances.

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